My Spending
A clear number.
A calmer decision.
Available Today, your plan until payday and every transaction you log. Know where you stand before you spend.
Available Today399.40 SAR
Money · Tasks · Moments · Shared expenses
Your day, brought together.
In TWAZ.
Know what you can spend today. Organize your tasks, count down to what matters and share expenses with friends. Ask TWAZ about your day, in your own words.
- ✓ Free
- ✓ Start as a guest · Apple account for Qatta
- ✓ Arabic and English
Illustrative service previews · All figures and tasks are examples
TWAZ products
Your spending.
Your shared expenses.
Spending, Qatta, Tasks and Countdown. Choose what fits your day. Hide what you don’t need. Ask TWAZ in the same app.
A clear number.
Qatta Available now
Share the expenses.
Keep the balances clear.
A trip, a home or dinner together. Create a group, share an invitation and record who paid. Qatta shows who owes what and helps you arrange settlements.
Sign in with Apple. Group data is shared with its members. TWAZ records and calculates; it does not transfer money.
Tasks
Less on your mind.
Tasks, habits and focus time. Bring your day together, one step at a time.
Countdown
Count down to what matters.
A trip, an occasion or an important date. Keep it in view.
Ask TWAZ
Ask in your own words.
About your spending or tasks, in Arabic or English. Answers come from your TWAZ data.
Illustrative service previews · All figures and tasks are examples
Understand the number
From your salary.
To today’s number.
Your salary, less commitments, savings and spending, divided over the days until payday. Example with no spending today, custom daily limit or balance cap.
- 01
Your plan comes first
Set what you want to spend and save this cycle.
- 02
Your spending counts
Every counted expense you log today reduces Available Today.
- 03
Every number explained
Open the number in the app and follow the calculation step by step.
Salary 12,000.00
Fixed commitments 3,500.00
What you want to keep 1,500.00
Spent so far this cycle 1,009.00
Left for the cycle 5,991.00
Days left until payday 15
Available today 399.40
Log transactions
A few seconds.
An updated day.
Type a transaction, paste a bank message or set up an Apple Shortcut once. Message text is read on your device.
TWAZ does not access your messages or ask for bank login details.
Clear data boundaries
Private stays yours.
Shared stays with your group.
Your salary, plan and personal transactions are encrypted on your device. Qatta group data syncs through the service between members, without exposing your private financial history to them.
- Calculated on your device
- Encrypted financial data
- Optional iCloud backup
Frequently asked questions
Still wondering?
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Is TWAZ just an expense tracker?
TWAZ brings together Spending, Qatta, Tasks and Countdown, with Ask TWAZ alongside them. Choose which services appear on Home; hiding one does not delete its data.
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Does TWAZ connect to my bank account?
No. It never asks for your banking login and never contacts your bank. You record transactions yourself, paste a bank message's text, or set up an Apple Shortcut that hands the message text to the app.
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Does TWAZ read my messages?
No. You build the automation in Apple's Shortcuts app, and it is what hands the matching message's text to TWAZ. When you paste, the app reads the clipboard only when you tap the paste button.
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Is Available Today my balance?
No. It's what you can spend today without squeezing the rest of your cycle. Your balance is never added to your budget; it's only used so today's number never exceeds what your account can cover.
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What happens if I spend more than today's number?
TWAZ shows how much you went over and what remains in your cycle budget. With an automatic daily share, future daily amounts update. With a custom limit, TWAZ explains how long it can last without changing it for you.
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What about foreign-currency purchases?
They stay pending, and out of the arithmetic, until your bank's settled amount arrives or you confirm it yourself.
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Will my data move to a new iPhone?
Yes, if iCloud Backup was on beforehand. Without it there's no way to move it: TWAZ data isn't part of your iPhone's own backups, and TWAZ keeps no copy. The full steps are on the support page.
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How do I start a Qatta with friends?
Open Qatta in TWAZ and sign in with Apple, then create a group and share its invitation link. The recipient previews the invitation, signs in and confirms joining. Then you can log expenses and see who owes what. Qatta is available now.
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How much does it cost? Is there an Android version?
It's free, with no subscription. It's available for iPhone only for now, on iOS 18 or later.
A clearer day. A clearer balance.
Your spending, tasks, upcoming moments and shared expenses. Open TWAZ and start with what you need.
Get TWAZApp StoreFree · For iPhone · iOS 18 or later